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Think Renter’s Insurance is Only for Your “Stuff”? Think Again!

  Think Renter’s Insurance is Only for Your “Stuff”? Think Again! Clients often think they don’t need renters insurance — “Nothing I have is worth that much,” they’ll say, or “I don’t have a lot of stuff.” That’s how most people think of renter’s coverage: protection for stuff, and nothing more. After all, it’s inexpensive and it doesn’t even cover the structure itself. So how important can it be, especially if you don’t think you have anything valuable to protect? Plenty important, because you have more to protect than you realize. You just have to stop thinking only about “stuff.” Here are three key financial protections a renters policy provides: Loss of use coverage. What would you do if a fire or other issue forced you out of your home? You’d have to find a temporary place to stay, maybe even for months — which might cost you more than your normal rent. Loss of use helps cover that and other additional expenses. Personal liability protection. If someone trips and injures themsel

Empower yourself with financial knowledge and save more with PJS Insurance Services

 


Empower yourself with financial knowledge

I'm committed to your financial success. Here you’ll find some helpful information and practical strategies — all designed to help increase your knowledge, generate questions, and reach your financial goals. 


Protecting yourself, your family, and your belongings is key to maintaining financial security, and having insurance policies are essential to making sure that happens. There are ways to find a policy that provides good coverage at a lower premium, which is the amount you pay for the coverage.


 Below are a few video tips to help you get the coverage that makes sense for you and your budget. The videos and articles come from the Insurance Information Institute. You can tell the videos are a little dated...have to love those hair styles! The information is still relevant today.

The infographic and article show key factors you can use when considering what type of coverage is appropriate for you and your possessions. 
They also show what the Insurance company looks at when determining the risks and a final price or premium.


It's true teen car insurance rates can be pricey, so be sure not to overlook opportunities to save. Here are a few common ways to save on teen car insurance, but these can vary by carrier. 

Below is a great infographic from Safeco on how you can save with your teen drivers.

Putting that all together and possible saving more by bundling your Auto with Home Owners Insurance, PJS Insurance Services will make sure you have the information you need to save more now in Arizona.

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