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Think Renter’s Insurance is Only for Your “Stuff”? Think Again!

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  Think Renter’s Insurance is Only for Your “Stuff”? Think Again! Clients often think they don’t need renters insurance — “Nothing I have is worth that much,” they’ll say, or “I don’t have a lot of stuff.” That’s how most people think of renter’s coverage: protection for stuff, and nothing more. After all, it’s inexpensive and it doesn’t even cover the structure itself. So how important can it be, especially if you don’t think you have anything valuable to protect? Plenty important, because you have more to protect than you realize. You just have to stop thinking only about “stuff.” Here are three key financial protections a renters policy provides: Loss of use coverage. What would you do if a fire or other issue forced you out of your home? You’d have to find a temporary place to stay, maybe even for months — which might cost you more than your normal rent. Loss of use helps cover that and other additional expenses. Personal liability protection. If someone trips and injures themsel
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Save by Bundling Auto and Home Insurance

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Save by Bundling Auto and Home Insurance




When it comes to insurance, we all look for ways to save money. One of the easiest and most common ways to save is by bundling auto and home insurance with one company.

Insurance companies typically offer discounts in exchange for carrying more than one type of insurance with them. In addition to auto and home insurance, some companies offer discounts for bundling renters, condo, mobile home, and umbrella insurance too.

Nearly 8 in 10 customers bundled at least two policies with their insurer, according to J.D. Power’s 2015 study of homeowners insurance customer satisfaction. 

Insurance companies offer bundling — or what they call multipolicy discounts — because they want to maximize their profits and get more of your business. Once they get your business, they want to keep it; retention rates are higher among customers who bundle home and auto insurance or other policies. 

Discounts vary from one company to the next and by location, but they generally range from 10% to 20% or more for each policy bundled.

With bundling also come conveniences, like getting one bill for all your insurance premiums and having an agent review all your coverage in one sitting.  

There are other advantages, too. If your driving record takes a turn for the worse or you’ve made a high number of auto insurance claims, having all your policies under one roof might protect you from being dropped by your insurance company. 

Convenience is one thing, but discounts are the largest driver of bundling, according to the J.D. Power study. 

The survey also found customer satisfaction was higher overall among customers who bundled additional policies with their homeowners insurance than among those who did not.

Call, click or text me to find out how much you can start saving today!



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