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Think Renter’s Insurance is Only for Your “Stuff”? Think Again!

  Think Renter’s Insurance is Only for Your “Stuff”? Think Again! Clients often think they don’t need renters insurance — “Nothing I have is worth that much,” they’ll say, or “I don’t have a lot of stuff.” That’s how most people think of renter’s coverage: protection for stuff, and nothing more. After all, it’s inexpensive and it doesn’t even cover the structure itself. So how important can it be, especially if you don’t think you have anything valuable to protect? Plenty important, because you have more to protect than you realize. You just have to stop thinking only about “stuff.” Here are three key financial protections a renters policy provides: Loss of use coverage. What would you do if a fire or other issue forced you out of your home? You’d have to find a temporary place to stay, maybe even for months — which might cost you more than your normal rent. Loss of use helps cover that and other additional expenses. Personal liability protection. If someone trips and injures themsel
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About

 

A little bit of "About Me" for you



Peter J Schumacher, AINS, AIS

Yes, I have designations listed after my name....but what do they mean? More importantly, what do they mean to you?


AINS - Associate in Insurance


This designation deals with principles of insurance, the provisions of some of the most widely used personal and commercial property and liability contracts as well as life and health policies, and the relationship between insurance theory and practice.

AIS - Associate in Insurance Services

This designation signifies that an individual working in the field of insurance has attained comprehensive training in enhanced customer focus and in total quality management .



Both designations are through The Institutes. The AINS is the first step for me in obtaining the Associate in Personal Insurance. This will be my focus for you. The AIS is my commitment to excellence in customer service and continuous improvement.

This organization handles the conferment of the Chartered Property Casualty Underwriter CPCU®.

This year my goal is the complete and obtain the API as well as the ALMI for life insurance through LOMA.

PJS Insurance Services - saving you more for your Personal Insurance


Based in Mesa, Arizona and serving families all over the State for Auto, Home, Pet, and Life Insurance. I work with multiple companies and together we find solutions that meet your needs at the greatest savings.


A final note and disclaimer concerning this website, PJS Insurance Services, and Peter J Schumacher, AINS, AIS

Informational statements regarding insurance coverage are for general description purposes only. Statements on this website as to polices and coverages and other content provide general information only and we provide no warranty as to their accuracy.
 Note: This information is not an offer to sell insurance. Any proposal of insurance I may present to you will be based upon the values developed and exposures to loss disclosed to us on a online form/application and/or in communications with me. All coverages are subject to the terms, conditions, and exclusions of the actual policy issued.

Currently, PJS Insurance Services is a broker with Summit Partners Insurance Services . I am directly appointed with the Personal Lines Insurance companies listed on my home page for the State of Arizona. Summit Partners has headquarters and licensed in California. They are also licensed as an Agency and Non Resident Producer in the following States.


  • Oregon

  • Nevada

  • Washington

  • Utah

  • Colorado

  • Idaho

  • Kansas

  • Illinois

  • Virginia

  • Texas

  • Hawaii

  • Georgia

  • New York


If you require assistance or need help getting Insurance in any of the States listed, please contact me. With Summit Partners we have the companies and people to obtain the coverage you need.

Information provided on this website does not constitute professional advice. If you have legal, tax or financial planning questions, you need to contact a qualified professional.

Please contact my office at (602) 750-0616 to discuss specific coverage details and your insurance needs. In order to protect your privacy, please do not send me your confidential personal information by unprotected e-mail. Instead, discuss that personal information with me by phone or in person.

Thank you,

Peter J Schumacher, AINS, AIS







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